FL DFS License #P151443
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Homeowners Insurance Claim Public Adjuster in Florida

Your home is your biggest asset. Do not let the carrier decide what it costs to fix it.

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For most Floridians, the home is the largest thing they will ever own — and the insurance claim on it is the one time the numbers really matter. Yet the person the carrier sends to inspect that home works for the carrier, not for you.

Adjusterman represents homeowners and only homeowners. We inspect, document, and value the entire loss — structure, systems, contents, code upgrades, and living expenses — so the settlement pays for making your home whole, not for the fastest, cheapest patch.

Home claims we handle

Storm and hurricane damage, roof leaks and water intrusion, fire and smoke, pipe bursts and appliance failures, mold, and the interior and contents damage that follows any of them.

  • Roof & storm damage
  • Water & pipe damage
  • Fire and smoke
  • Mold from covered losses
  • Contents & personal property
  • Additional living expenses

New claim, underpaid claim, or denial

We help at every stage: before you file, to document it right; after a lowball offer, to re-scope and negotiate; and after a denial, to request the claim file and re-open the loss with the evidence it needed. It is rarely too late to get a second, independent look.

What it costs you

Nothing up front. We work on contingency — a percentage of what we recover for you. If we do not recover, you do not pay a fee. Our incentive is the same as yours: the largest fair settlement possible.

Homeowners Claims — Frequently Asked Questions

When should I call a public adjuster?

The earlier the better — ideally before you file, so the loss is documented correctly from the start. But we routinely take over underpaid and denied claims too, and often improve them substantially.

Will filing a claim or hiring you raise my rates?

Hiring a public adjuster does not affect your premium. Your rates are driven by your claims history and market factors. Our job is simply to make sure a claim you are already entitled to is paid fully.

What does a public adjuster cost?

We work on contingency — a percentage of the settlement we recover. There is no upfront cost, and if there is no recovery, there is no fee. We go over the exact terms before you sign anything.

Related Claim Types

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Filed a homeowners claim and got lowballed?

Free inspection, no upfront cost, and no fee unless we recover for you. Talk to Adjusterman today.