Volusia County Public Adjuster

Volusia County spans forty-seven miles of Atlantic shoreline from Ormond Beach to Oak Hill and reaches inland to the St. Johns River at DeLand and DeBary. That gives the county two independent flood problems, ocean surge and erosion on the east and river flooding on the west, and 2022 delivered both within six weeks.

When disaster strikes in Volusia County, the insurance company’s adjuster works for the insurance company. Adjusterman works only for you: a Florida-licensed public adjusting firm (FL DFS License #P151443) representing property owners throughout Volusia County and the wider Atlantic Coast.

Daytona Beach and the Volusia coast suffered dramatic beachfront and structural losses from back-to-back 2022 storms, some of the most complex causation claims in the state.

Hurricane and storm history in Volusia County

Hurricane Ian crossed the state and reached Volusia County on September 29, 2022, producing record freshwater flooding along the Halifax and St. Johns Rivers and inundating neighborhoods in Daytona Beach, Ormond Beach and the Spruce Creek area. Six weeks later, on November 10, 2022, Hurricane Nicole made landfall just to the south and its surge attacked a coastline already stripped of its dune system, undermining and condemning oceanfront structures in Daytona Beach Shores and Wilbur-by-the-Sea. Hurricane Matthew had caused significant coastal damage in October 2016.

Storms and losses we handle in Volusia County

Volusia County property owners most commonly face Hurricane Ian and Nicole beachfront damage (2022), coastal erosion undermining structures, storm surge and wind. Whatever your loss, we document it in full with FAA-licensed drones, thermal imaging, and 3D capture, and negotiate the settlement you’re owed.

• Hurricane Claims in Volusia County
• Fire Claims in Volusia County
• Water Damage Claims in Volusia County
• Mold Claims in Volusia County
• Business Interruption in Volusia County
• Commercial Claims in Volusia County
• Large Loss Claims ($1M+) in Volusia County
• Condo & Association Claims in Volusia County

How Volusia County is built, and why it changes your claim

The oceanfront is dense with mid-century and 1970s condominium buildings and motels, many built close to a dune line that has since retreated. Inland Deltona and DeBary are large 1970s and 1980s subdivisions on sandy, low-lying ground where the water table rises fast in sustained rain, which is precisely how Ian flooded homes that had never flooded before.

What carriers argue in Volusia County

Volusia owners hit by both storms face the county’s signature problem, an insurer allocating damage between Ian and Nicole in whichever way limits payment, and applying two hurricane deductibles while doing it. What was documented in the six weeks between the two events usually decides that argument.

Why Volusia County property owners choose Adjusterman

A lowball offer or a wrongful denial costs Volusia County owners real money. We level the field: an independent, professional scope of your loss, aggressive negotiation with the carrier, and no fee unless we recover for you. New claim, underpaid claim, or denial: it’s rarely too late for a second, independent look.

Cities we serve in Volusia County

Other Volusia County communities we cover

Our Volusia County coverage is not limited to the cities above. We inspect and document losses in DeLand, New Smyrna Beach, Ormond Beach, Edgewater, DeBary, Orange City, Holly Hill, South Daytona, Ponce Inlet, Daytona Beach Shores, Lake Helen, Pierson, Oak Hill, and Wilbur-by-the-Sea as well, and anywhere else in the county. Wherever your property is, we come to you.

Volusia County claim questions