Hurricane Damage Public Adjuster in Florida
Wind, water, and named-storm damage documented and fought for — full scope, full value.
Hurricanes are the reason most Floridians ever meet a public adjuster — and the reason so many settlements come up short. Carriers separate "wind" from "flood," under-scope roof and interior damage, and lean on engineers who see less than they should. Adjusterman exists to prove what actually happened to your property.
We document named-storm losses the way the policy actually reads: full scope, full value, covered cause of loss. From coastal Broward high-rises to inland single-family homes, we build the file the carrier cannot wave away — and we do it with FAA-licensed drones, thermal imaging, and 3D interior capture that catches damage the desk adjuster never sees.
Hurricane damage we handle
Wind uplift and roof damage, water intrusion through the building envelope, blown-out windows and doors, soffit and fascia loss, screen enclosure and pool cage collapse, fence and outbuilding damage, and the interior water damage that follows a compromised roof or opening.
- Roof and shingle/tile uplift
- Water intrusion & interior damage
- Window, door, and impact damage
- Screen enclosures & pool cages
- Soffit, fascia & gutter loss
- Contents and business income loss
Why hurricane claims get underpaid
The single biggest reason Florida hurricane claims fall short is scope. Insurers routinely pay for patch repairs when a matched, code-compliant replacement is owed, and they push borderline damage onto "wear and tear" or "pre-existing" categories. A public adjuster works only for you — we re-inspect, re-scope, and cite the policy and Florida building code so the estimate reflects the real cost to make you whole.
Recently filed — or already denied?
It is not too late. Whether your claim is brand new, underpaid, delayed, or flat-out denied, Florida law gives policyholders the right to have their loss re-evaluated. We can review your denial, request the claim file, and re-open the loss with the documentation it needed the first time.
Hurricane Claims — Frequently Asked Questions
Does my policy cover hurricane damage?
Most Florida homeowners and commercial property policies cover wind and hurricane damage, though named-storm and hurricane deductibles apply and flood is typically a separate policy. We review your declarations page for free and tell you exactly what is covered before you commit to anything.
How long after a hurricane can I file a claim?
Under current Florida law you generally have one year from the date of a hurricane or windstorm loss to file a new claim, and eighteen months to file a supplemental claim. Deadlines are strict, so it is best to have your damage documented as early as possible.
Can you re-open a hurricane claim that was already paid?
Yes. If your original settlement did not cover the full scope of damage, we can file a supplemental claim with new documentation. Many of our largest recoveries come from claims a homeowner thought were already "closed."
Related Claim Types
Filed a hurricane claim and got lowballed?
Free inspection, no upfront cost, and no fee unless we recover for you. Talk to Adjusterman today.