# Adjusterman LLC

> Florida-licensed public adjuster (FL DFS License #P151443) representing property owners statewide in insurance claims — hurricane, fire, water, mold, commercial, marine, and more. Based in Oakland Park, FL. No recovery, no fee. Phone: 954-588-2160.

## Core Pages
- [Home](https://adjustermanllc.com/): Florida public adjuster — every disaster, every county.
- [About](https://adjustermanllc.com/about/): Michael Klavan, technology (drones, thermal, 3D), and mission.
- [Our Process](https://adjustermanllc.com/our-process/): The five-step claim process.
- [Testimonials](https://adjustermanllc.com/testimonials/): Written and video client testimonials.
- [FAQ](https://adjustermanllc.com/faq/): Common questions about public adjusters and Florida claims.
- [Start Your Claim](https://adjustermanllc.com/claim-submission/): Free, no-obligation claim review.

## Claim Types (Services)
- [Hurricane Claims](https://adjustermanllc.com/hurricane-claims/): Wind, water, and named-storm damage documented and fought for — full scope, full value.
- [Fire Claims](https://adjustermanllc.com/fire-claims/): Fire, smoke, and soot losses — including the hidden damage carriers try to wash out.
- [Water Damage Claims](https://adjustermanllc.com/water-damage-claims/): The most common — and most denied — residential claim. We prove sudden, covered loss.
- [Mold Claims](https://adjustermanllc.com/mold-claims/): Florida's climate makes mold inevitable — and coverage a fight. We know both.
- [Business Interruption](https://adjustermanllc.com/business-interruption/): The income you lose while you cannot operate is a claim — if it is documented right.
- [Commercial Claims](https://adjustermanllc.com/commercial-claims/): Bigger buildings, bigger stakes, bigger fights. Level the field with your own expert.
- [Large Loss Claims ($1M+)](https://adjustermanllc.com/large-loss-claims/): Seven- and eight-figure property losses need a specialist, not a generalist. That is what we are.
- [Condo & Association Claims](https://adjustermanllc.com/condominium-association-claims/): Condo association losses are high-stakes and board-accountable. We document the whole building.
- [Apartment & Multifamily Claims](https://adjustermanllc.com/apartment-multifamily-claims/): Every day an apartment building sits damaged, it loses rent. We claim the building and the income.
- [Hotel & Hospitality Claims](https://adjustermanllc.com/hotel-hospitality-claims/): A closed hotel bleeds revenue by the night. We claim the property loss and the income together.
- [Office Building Claims](https://adjustermanllc.com/office-building-claims/): Office losses displace tenants and interrupt income. We document the building and the downtime.
- [Retail & Shopping Center Claims](https://adjustermanllc.com/retail-shopping-center-claims/): Strip malls and retail centers mean multiple tenants and multiple income streams. We claim it all.
- [Industrial & Warehouse Claims](https://adjustermanllc.com/industrial-warehouse-claims/): Big structures, valuable inventory, and equipment carriers overlook. We scope the whole loss.
- [HOA & Community Association Claims](https://adjustermanllc.com/hoa-community-association-claims/): HOA common-area losses are the board’s responsibility to owners. We document them in full.
- [Marine Claims](https://adjustermanllc.com/marine-claims/): Boats and yachts are Florida life — and a specialized claim most adjusters avoid.
- [Exotic & Luxury Car Claims](https://adjustermanllc.com/luxury-car-claims/): Exotic and collector vehicles get valued by people who do not know what they are. We do.
- [Homeowners Claims](https://adjustermanllc.com/homeowners-claims/): Your home is your biggest asset. Do not let the carrier decide what it costs to fix it.
- [Cast Iron Pipe Claims](https://adjustermanllc.com/cast-iron-pipe-claims/): A uniquely Florida problem in older homes — and a claim carriers fight hard.
- [Broken Pipe Claims](https://adjustermanllc.com/broken-pipe-claims/): A sudden burst is a covered loss — until the carrier calls it something else.

## Disaster-Specific Claims
- [Hurricane Milton Claims](https://adjustermanllc.com/hurricane-milton-claims/): Hurricane Milton, October 2024 — Tampa Bay, Sarasota, Manatee, and the Gulf Coast.
- [Hurricane Ian Claims](https://adjustermanllc.com/hurricane-ian-claims/): Hurricane Ian, September 2022 — Fort Myers, Cape Coral, Naples, and Southwest Florida.
- [Hurricane Irma Claims](https://adjustermanllc.com/hurricane-irma-claims/): Hurricane Irma, September 2017 — the Florida Keys, Miami, Naples, and statewide.
- [Hurricane Michael Claims](https://adjustermanllc.com/hurricane-michael-claims/): Hurricane Michael, October 2018 — the Florida Panhandle — Panama City and Mexico Beach.
- [Hurricane Nicole Claims](https://adjustermanllc.com/hurricane-nicole-claims/): Hurricane Nicole, November 2022 — Florida's Atlantic coast — Volusia and the Space Coast.
- [Florida Flooding Claims](https://adjustermanllc.com/florida-flooding-claims/): Florida Flooding, year-round — coastal and inland Florida.
- [Florida Tornadoes Claims](https://adjustermanllc.com/florida-tornado-claims/): Florida Tornadoes, year-round, peaking in storm season — statewide Florida.

## Guides & Comparisons
- [Public Adjuster vs. Insurance Company Adjuster](https://adjustermanllc.com/public-adjuster-vs-insurance-adjuster/)
- [Public Adjuster vs. Attorney: Who Do You Need?](https://adjustermanllc.com/public-adjuster-vs-attorney/)
- [Filing It Yourself vs. Hiring a Public Adjuster](https://adjustermanllc.com/diy-claim-vs-public-adjuster/)
- [What to Do Immediately After a Hurricane: A Florida Claim Checklist](https://adjustermanllc.com/blog/what-to-do-immediately-after-a-hurricane/): The first 72 hours after a storm shape your entire insurance claim. Here is exactly what to document, what to protect, and what not to do.
- [How to File a Property Insurance Claim in Florida (Step by Step)](https://adjustermanllc.com/blog/how-to-file-a-property-insurance-claim-in-florida/): From reporting the loss to negotiating the settlement, here is how a Florida property claim actually works — and where owners lose money.
- [Why Florida Insurance Claims Get Denied — and How to Fight Back](https://adjustermanllc.com/blog/why-florida-insurance-claims-get-denied/): Most denials fall into a handful of categories. Understanding them is the first step to overturning one.
- [The Florida Hurricane Season Preparation Guide for Homeowners](https://adjustermanllc.com/blog/florida-hurricane-season-preparation-guide/): Preparation does not just protect your property — it protects your insurance claim. Here is how to be ready before the storm.

## Service Areas — Counties
- [Broward County Public Adjuster](https://adjustermanllc.com/service-areas/broward-county-public-adjuster/)
- [Miami-Dade County Public Adjuster](https://adjustermanllc.com/service-areas/miami-dade-county-public-adjuster/)
- [Palm Beach County Public Adjuster](https://adjustermanllc.com/service-areas/palm-beach-county-public-adjuster/)
- [Lee County Public Adjuster](https://adjustermanllc.com/service-areas/lee-county-public-adjuster/)
- [Collier County Public Adjuster](https://adjustermanllc.com/service-areas/collier-county-public-adjuster/)
- [Charlotte County Public Adjuster](https://adjustermanllc.com/service-areas/charlotte-county-public-adjuster/)
- [Sarasota County Public Adjuster](https://adjustermanllc.com/service-areas/sarasota-county-public-adjuster/)
- [Manatee County Public Adjuster](https://adjustermanllc.com/service-areas/manatee-county-public-adjuster/)
- [Pinellas County Public Adjuster](https://adjustermanllc.com/service-areas/pinellas-county-public-adjuster/)
- [Hillsborough County Public Adjuster](https://adjustermanllc.com/service-areas/hillsborough-county-public-adjuster/)
- [Polk County Public Adjuster](https://adjustermanllc.com/service-areas/polk-county-public-adjuster/)
- [Orange County Public Adjuster](https://adjustermanllc.com/service-areas/orange-county-public-adjuster/)
- [Osceola County Public Adjuster](https://adjustermanllc.com/service-areas/osceola-county-public-adjuster/)
- [Brevard County Public Adjuster](https://adjustermanllc.com/service-areas/brevard-county-public-adjuster/)
- [Volusia County Public Adjuster](https://adjustermanllc.com/service-areas/volusia-county-public-adjuster/)
- [Seminole County Public Adjuster](https://adjustermanllc.com/service-areas/seminole-county-public-adjuster/)
- [Martin County Public Adjuster](https://adjustermanllc.com/service-areas/martin-county-public-adjuster/)
- [Monroe County Public Adjuster](https://adjustermanllc.com/service-areas/monroe-county-public-adjuster/)
- [Duval County Public Adjuster](https://adjustermanllc.com/service-areas/duval-county-public-adjuster/)
- [Hendry County Public Adjuster](https://adjustermanllc.com/service-areas/hendry-county-public-adjuster/)
- [Glades County Public Adjuster](https://adjustermanllc.com/service-areas/glades-county-public-adjuster/)

## Service Areas — Cities
- [Fort Lauderdale Public Adjuster](https://adjustermanllc.com/service-areas/fort-lauderdale-fl-public-adjuster/)
- [Oakland Park Public Adjuster](https://adjustermanllc.com/service-areas/oakland-park-fl-public-adjuster/)
- [Pompano Beach Public Adjuster](https://adjustermanllc.com/service-areas/pompano-beach-fl-public-adjuster/)
- [Hollywood Public Adjuster](https://adjustermanllc.com/service-areas/hollywood-fl-public-adjuster/)
- [Coral Springs Public Adjuster](https://adjustermanllc.com/service-areas/coral-springs-fl-public-adjuster/)
- [Plantation Public Adjuster](https://adjustermanllc.com/service-areas/plantation-fl-public-adjuster/)
- [Davie Public Adjuster](https://adjustermanllc.com/service-areas/davie-fl-public-adjuster/)
- [Deerfield Beach Public Adjuster](https://adjustermanllc.com/service-areas/deerfield-beach-fl-public-adjuster/)
- [Sunrise Public Adjuster](https://adjustermanllc.com/service-areas/sunrise-fl-public-adjuster/)
- [Weston Public Adjuster](https://adjustermanllc.com/service-areas/weston-fl-public-adjuster/)
- [Miami Public Adjuster](https://adjustermanllc.com/service-areas/miami-fl-public-adjuster/)
- [Miami Beach Public Adjuster](https://adjustermanllc.com/service-areas/miami-beach-fl-public-adjuster/)
- [Hialeah Public Adjuster](https://adjustermanllc.com/service-areas/hialeah-fl-public-adjuster/)
- [Coral Gables Public Adjuster](https://adjustermanllc.com/service-areas/coral-gables-fl-public-adjuster/)
- [Homestead Public Adjuster](https://adjustermanllc.com/service-areas/homestead-fl-public-adjuster/)
- [Kendall Public Adjuster](https://adjustermanllc.com/service-areas/kendall-fl-public-adjuster/)
- [Doral Public Adjuster](https://adjustermanllc.com/service-areas/doral-fl-public-adjuster/)
- [West Palm Beach Public Adjuster](https://adjustermanllc.com/service-areas/west-palm-beach-fl-public-adjuster/)
- [Boca Raton Public Adjuster](https://adjustermanllc.com/service-areas/boca-raton-fl-public-adjuster/)
- [Delray Beach Public Adjuster](https://adjustermanllc.com/service-areas/delray-beach-fl-public-adjuster/)
- [Boynton Beach Public Adjuster](https://adjustermanllc.com/service-areas/boynton-beach-fl-public-adjuster/)
- [Jupiter Public Adjuster](https://adjustermanllc.com/service-areas/jupiter-fl-public-adjuster/)
- [Lake Worth Public Adjuster](https://adjustermanllc.com/service-areas/lake-worth-fl-public-adjuster/)
- [Fort Myers Public Adjuster](https://adjustermanllc.com/service-areas/fort-myers-fl-public-adjuster/)
- [Cape Coral Public Adjuster](https://adjustermanllc.com/service-areas/cape-coral-fl-public-adjuster/)
- [Bonita Springs Public Adjuster](https://adjustermanllc.com/service-areas/bonita-springs-fl-public-adjuster/)
- [Naples Public Adjuster](https://adjustermanllc.com/service-areas/naples-fl-public-adjuster/)
- [Marco Island Public Adjuster](https://adjustermanllc.com/service-areas/marco-island-fl-public-adjuster/)
- [Punta Gorda Public Adjuster](https://adjustermanllc.com/service-areas/punta-gorda-fl-public-adjuster/)
- [Port Charlotte Public Adjuster](https://adjustermanllc.com/service-areas/port-charlotte-fl-public-adjuster/)
- [Sarasota Public Adjuster](https://adjustermanllc.com/service-areas/sarasota-fl-public-adjuster/)
- [Venice Public Adjuster](https://adjustermanllc.com/service-areas/venice-fl-public-adjuster/)
- [North Port Public Adjuster](https://adjustermanllc.com/service-areas/north-port-fl-public-adjuster/)
- [Bradenton Public Adjuster](https://adjustermanllc.com/service-areas/bradenton-fl-public-adjuster/)
- [Palmetto Public Adjuster](https://adjustermanllc.com/service-areas/palmetto-fl-public-adjuster/)
- [St. Petersburg Public Adjuster](https://adjustermanllc.com/service-areas/st-petersburg-fl-public-adjuster/)
- [Clearwater Public Adjuster](https://adjustermanllc.com/service-areas/clearwater-fl-public-adjuster/)
- [Largo Public Adjuster](https://adjustermanllc.com/service-areas/largo-fl-public-adjuster/)
- [Tampa Public Adjuster](https://adjustermanllc.com/service-areas/tampa-fl-public-adjuster/)
- [Brandon Public Adjuster](https://adjustermanllc.com/service-areas/brandon-fl-public-adjuster/)
- [Riverview Public Adjuster](https://adjustermanllc.com/service-areas/riverview-fl-public-adjuster/)
- [Lakeland Public Adjuster](https://adjustermanllc.com/service-areas/lakeland-fl-public-adjuster/)
- [Winter Haven Public Adjuster](https://adjustermanllc.com/service-areas/winter-haven-fl-public-adjuster/)
- [Orlando Public Adjuster](https://adjustermanllc.com/service-areas/orlando-fl-public-adjuster/)
- [Winter Park Public Adjuster](https://adjustermanllc.com/service-areas/winter-park-fl-public-adjuster/)
- [Apopka Public Adjuster](https://adjustermanllc.com/service-areas/apopka-fl-public-adjuster/)
- [Kissimmee Public Adjuster](https://adjustermanllc.com/service-areas/kissimmee-fl-public-adjuster/)
- [St. Cloud Public Adjuster](https://adjustermanllc.com/service-areas/st-cloud-fl-public-adjuster/)
- [Melbourne Public Adjuster](https://adjustermanllc.com/service-areas/melbourne-fl-public-adjuster/)
- [Palm Bay Public Adjuster](https://adjustermanllc.com/service-areas/palm-bay-fl-public-adjuster/)
- [Titusville Public Adjuster](https://adjustermanllc.com/service-areas/titusville-fl-public-adjuster/)
- [Daytona Beach Public Adjuster](https://adjustermanllc.com/service-areas/daytona-beach-fl-public-adjuster/)
- [Deltona Public Adjuster](https://adjustermanllc.com/service-areas/deltona-fl-public-adjuster/)
- [Port Orange Public Adjuster](https://adjustermanllc.com/service-areas/port-orange-fl-public-adjuster/)
- [Sanford Public Adjuster](https://adjustermanllc.com/service-areas/sanford-fl-public-adjuster/)
- [Altamonte Springs Public Adjuster](https://adjustermanllc.com/service-areas/altamonte-springs-fl-public-adjuster/)
- [Oviedo Public Adjuster](https://adjustermanllc.com/service-areas/oviedo-fl-public-adjuster/)
- [Stuart Public Adjuster](https://adjustermanllc.com/service-areas/stuart-fl-public-adjuster/)
- [Palm City Public Adjuster](https://adjustermanllc.com/service-areas/palm-city-fl-public-adjuster/)
- [Key West Public Adjuster](https://adjustermanllc.com/service-areas/key-west-fl-public-adjuster/)
- [Marathon Public Adjuster](https://adjustermanllc.com/service-areas/marathon-fl-public-adjuster/)
- [Key Largo Public Adjuster](https://adjustermanllc.com/service-areas/key-largo-fl-public-adjuster/)
- [Jacksonville Public Adjuster](https://adjustermanllc.com/service-areas/jacksonville-fl-public-adjuster/)
- [Jacksonville Beach Public Adjuster](https://adjustermanllc.com/service-areas/jacksonville-beach-fl-public-adjuster/)
- [LaBelle Public Adjuster](https://adjustermanllc.com/service-areas/labelle-fl-public-adjuster/)
- [Clewiston Public Adjuster](https://adjustermanllc.com/service-areas/clewiston-fl-public-adjuster/)
- [Moore Haven Public Adjuster](https://adjustermanllc.com/service-areas/moore-haven-fl-public-adjuster/)